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Tax clarity and structuring support for property investors and SMSFs

Practical, compliant tax and structuring guidance for individuals, families and all corporate and trust structures with multiple investment properties and/or self-managed super funds. Or those looking to see how to tax effective structuring can better meet their needs.

 

About KMH Financial Services

KMH Financial Services is the specialist property and SMSF support arm of KMH Accounting. We help individuals, families and all corporate and trust structures with multiple investment properties and/or self-managed super funds stay organised, compliant, and informed—without unnecessary complexity.

Start with a short consultation so we can understand your situation and confirm what’s needed next.

Our Approach

Clarity First

Plain-English explanations and clear next steps.

Compliance Discipline

Record-keeping, documentation and deadlines handled with care.

Confidential & Responsive

Sensitive information treated carefully, with reliable communication.

Our Services

Structuring for Multiple Investment Properties

Review ownership and tax structure considerations and outline practical options to discuss (in coordination with licensed advice where required).

Property Portfolio Tax Planning

Ongoing planning support for investors to help you make informed decisions before year-end. We review timing, cash flow considerations, and record-keeping readiness so you understand likely outcomes and the documentation required—before you commit to a purchase, refinance, or restructure.

Tax Returns for Property Investors

Prepare and lodge returns with investor-relevant records, deductions and documentation handled correctly.

SMSF Compliance Support

Annual compliance coordination, reporting support and record-keeping guidance to help your SMSF meet obligations.

Ongoing Support

Quarterly check-ins and tax planning preparation to reduce surprises at financial year-end.

Record-keeping & Reporting Setup

For both new and existing investors/SMSF trustees.

Who We Help


We work with individuals and families who want compliant, practical support as they build or manage property investments and/or an SMSF. 

Our focus is on clients who are ready to proceed and want clarity on the records, structure, and obligations involved.


      • Individuals and couples with 2+ investment properties who need accurate, organised tax returns and investor-relevant record-keeping.
      • Families with more complex ownership structures (including trusts and companies) who want clarity on documentation, responsibilities, and practical next steps.
      • SMSF trustees needing compliance support and reliable coordination for annual obligations, reporting, and record-keeping.
      • People preparing to start a property investment portfolio who want to understand the structure and documentation they should have in place before purchasing.
      • People exploring whether an SMSF is appropriate for them and who want a clear explanation of compliance obligations and administration requirements before establishing a fund.
      • We are best suited to clients who can provide records promptly and want a structured, compliant process, or who would like to start doing things the right way.

Get clarity on your tax position

Tell us a little about your situation and we’ll confirm the next step.

FAQs

Before purchase, it helps to confirm how the purchase will be held (individual, joint, trust or company), what records you will keep from day one, and how loan interest and other costs will be documented and what tax vehicle is most appropriate for your circumstances. We can outline what information we will need, flag common record-keeping gaps, and explain the practical implications to discuss before you commit—so there are fewer surprises at tax time.

An SMSF comes with ongoing costs and obligations, including a written investment strategy, separate bank accounts and records, annual financial statements, an independent audit, and required reporting and lodgement. It is important to understand the time, cost, and documentation requirements before establishing a fund. We can explain the compliance framework and what “good administration” looks like, and where licensed advice may be required depending on your circumstances.

We provide general information; personal financial advice can be arranged through licensed channels if applicable.

The first step is to contact us for a consultation, where we can discuss your financial needs and outline how we can assist you.

For multiple investment properties, you should keep detailed records of your rental income, expenses, capital gains, and any repair or maintenance invoices.

SMSF compliance timelines involve annual audits, reporting submissions, and deadlines for various contributions, ensuring your fund meets regulatory requirements.

Get in Touch with Us

Information on this site is general and does not consider your circumstances. Tax outcomes depend on individual facts. Please seek advice tailored to your situation.